💰 Refund Policy Generator

A refund and return policy defines when and how customers can return products or cancel services and receive a refund.

Required for any e-commerce store or subscription service. Many payment processors (Stripe, PayPal) require a publicly visible refund policy.

• Digital products are different from physical goods — many businesses offer no refunds on downloads.
• SaaS products often offer prorated refunds or a free trial instead.
• Be clear about who pays return shipping costs.
• Address chargebacks explicitly — excessive chargebacks can get your merchant account terminated.